I have bad credit - can I apply?

Even if you have had difficulties managing credit or bills in the past, you may be able to qualify for a loan with Bristol Credit Union – subject to affordability.

We do carry out a credit check, but a poor credit history does not necessarily mean we won’t lend to you. We take every applicant’s personal circumstances into account when we make our decision.

Read our blog post on the top 5 reasons why we turn applications down - and what you can do to turn that ‘no’ into a ‘yes’.