Does it cost me anything?

There’s a monthly fee of £2 to use it. You also pay 75p every time you withdraw money from a cashpoint. However, you may be able to get some money back through Engage’s cashback rewards. Certain retailers will give you up to 15% cashback when you use Engage to shop with them, which gets paid into your Engage account.

To take out cash for free, you can also ask for normal cashback at the checkout of supermarkets and other stores.