Banking powered by local people

We bring people together from all walks of life to create fair banking for the whole community. Save or borrow with us if you live or work in Bristol, BANES, North Somerset or South Gloucestershire.

Explore our loans

We don’t just help you improve your finances and fund a better future. By banking with us, you’re helping others in your neighbourhood do the same.

Explore our savings accounts

All our customers are members too. By joining forces as members, our money can be used to bring fair banking to the whole community.

Find out more

Personal Loan

  • Borrow from £100 to £15,000
  • Affordable interest rates
  • Everyone considered

Easy Saver

  • Save from £1
  • Instant access
  • Your money used for fair loans

Family Finance Plan

  • £500 credit limit 
  • Repay with your child benefit
  • Easy to qualify 

Affordable loans with no hidden fees or charges

Range of savings accounts from easy-access to ISAs

Your money benefits local people not distant shareholders

Friendly Bristol-based staff, always ready to help

Making finance simple, affordable and fair

Fighting unfair banking together

Building stronger communities

I first found out about BCU over 10 years ago and immediately knew I wanted to be part of it. By becoming a member I know my savings are only going to directly help people and local enterprises in my own community.


I have regularly saved with Bristol Credit Union for over 10 years. It helps me budget and plan ahead for things like birthdays, Christmas and holidays. I like knowing my money is being well looked after, and staying local!


I just think they are awesome! They are local, among the community they serve, easy to access, a sense of belonging, real as though they understood what life is like for the ordinary person and that is something one cannot buy!


It’s a huge relief to find a lender that doesn’t penalise you for having a limited credit file. It has had a significant positive impact on the well being of me and my family. 


I was very surprised at how easy it was when I was accepted and it has now got my car back roadworthy and usable so I am double-ly happy. BCU offer a great service to the public at very reasonable interest rates. 3 cheers for BCU!